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If you are looking to negotiate a payment plan or settlement, you want to make sure you are protected. Many debt collectors will agree to a payment plan but still pursue a judgment against you. Debt collectors have lawyers that negotiate the most favorable terms for them in the deal, and they aren’t looking out for you. Protect yourself when negotiating by using this form letter which frames your offer to settle in a way that’s favorable to you. And once you reach a deal, memorialize it in writing by using our settlement agreement, specifically drafted by a debt collection lawyer to protect you. Using this settlement agreement will prevent the debt collector from obtaining a judgment, will require the debt collector to dismiss your case, and will require the debt collector to report the account as paid to the credit reporting agencies, all while ensuring you never admit that you owe the debt. This package comes with both a letter to make your initial offer as well as the settlement agreement. A 2 for 1 deal! Once you purchase you should see a link to download the forms, and an email with a link to download the forms again later.

If the contract under which a debt collector is suing you includes an arbitration clause, you can file a motion to compel arbitration, taking the case out of court and into private arbitration. Because it will cost a debt collector a considerable amount to pay an arbitrator, most debt collectors will drop your case if the judge dismisses your case and requires the debt collector to continue the case in arbitration. Our form motion to compel arbitration is drafted by a debt collection lawyer. All you have to do is plug in the information relevant to your case as prompted by the form and file it with the court! Once you purchase, you’ll be able to download your form and you’ll receive an email with a link to download as well.