One of the best ways to get rid of a debt collector forever is to negotiate a payment plan. But how do you do that? With whom should you talk? I’m going to teach you a trick I’ve learned during my years of negotiating with debt collectors: talk to the lawyer that filed the lawsuit. …
How to Negotiate a Payment Plan When a Debt Collection Lawyer Sues You Read More »
You’ve been hounded by debt collectors and then one sues you. It all starts when a process server shows up at your door with a dreaded summons. You don’t really know what to do at this point, and you start to wonder if the debt collector will allow you to negotiate a payment plan. You …
Dismiss a Lawsuit With Prejudice to Get Rid of Debt Collectors Forever Read More »
If a debt collector sues you and you have to go to court, you’re going to need supplies. The lawyer you will go up against has an office stocked with supplies and tools that will help him or her look professional and that he or she will use to present the debt collector’s case in …
What You Need to Win Your Debt Collection Lawsuit Read More »
The most common mistake people make when being sued by a debt collector is not taking into account the possibility of having to pay attorney fees. This post will teach you what attorney fees are, when you might be liable for attorney fees, how attorney fees can affect a debt collection case, and how to …
Should I Worry About Having to Pay Attorney Fees to a Debt Collector? Read More »
If you have a small debt, let’s say something like $50 or $60, but you didn’t pay it, is that something you should worry about? Can a debt collector actually come after you for that? Should you pay it now before a debt collector contacts you? We’re going to answer these questions for you, so …
If you are contacted by a third-party debt collector (a company or person who is trying to collect a debt on behalf of the original creditor), you need to make sure that you request the debt collector validate the debt. Debt collectors are governed by the Fair Debt Collection Practices Act, a Federal law that …
What Happens After You Send a Debt Validation Letter Read More »
Some people may think that only poor people get hounded by debt collectors but this isn’t true! Debt collectors can come after anyone. This is especially true because debt collectors don’t always work off of correct information, particularly if the debt collector is a junk debt buyer, rather than the original creditor (a junk debtor …
How You Can Fight Your Debt Collectors Like a Debt Collection Attorney Read More »
If you are afraid of a debt collector getting a judgment against you, we’re going to teach you a simple trick to avoid this. A debt collector can only obtain a judgment against you in one of two ways: by winning a trial and by filing a motion. Debt collectors don’t like to go to …
How to Respond to a “Motion” in the Mail From a Debt Collector Read More »
If you are sued for a debt, what would you do? There are so many resources online that teach you the first step – file an answer to the summons and complaint. But what do you do after that? How do you ask the judge to throw out the case or take other action? The …
Once a debt collector sues you it can feel overwhelming because their lawyer knows what to do next and you do not. But we have you covered with this guide on one way that you can beat your debt collector, and that’s with interrogatories. What are interrogatories? Simply, interrogatories are written questions sent by one …
How to Beat Your Debt Collector in Court With Interrogatories Read More »
