Once a debt collector sues you it can feel overwhelming because their lawyer knows what to do next and you do not. But we have you covered with this guide on one way that you can beat your debt collector, and that’s with interrogatories. What are interrogatories? Simply, interrogatories are written questions sent by one […]
How to Beat Your Debt Collector in Court With Interrogatories Read More »
What should you do if you receive a summons for your credit card debt? Keep reading this guide for all the answers. The first thing you want to do is figure out if you actually owe the debt. Ask yourself questions like: After answering these questions, you’ll want to make a strategy for how to
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The most common mistake people make when being sued by a debt collector is not taking into account the possibility of having to pay attorney fees. This post will teach you what attorney fees are, when you might be liable for attorney fees, how attorney fees can affect a debt collection case, and how to
Should I Worry About Having to Pay Attorney Fees to a Debt Collector? Read More »
If you have a small debt, let’s say something like $50 or $60, but you didn’t pay it, is that something you should worry about? Can a debt collector actually come after you for that? Should you pay it now before a debt collector contacts you? We’re going to answer these questions for you, so
Can a Debt Collector Sue Me Over a Small Debt? Read More »
If you are contacted by a third-party debt collector (a company or person who is trying to collect a debt on behalf of the original creditor), you need to make sure that you request the debt collector validate the debt. Debt collectors are governed by the Fair Debt Collection Practices Act, a Federal law that
What Happens After You Send a Debt Validation Letter Read More »
Some people may think that only poor people get hounded by debt collectors but this isn’t true! Debt collectors can come after anyone. This is especially true because debt collectors don’t always work off of correct information, particularly if the debt collector is a junk debt buyer, rather than the original creditor (a junk debtor
How You Can Fight Your Debt Collectors Like a Debt Collection Attorney Read More »
If you are afraid of a debt collector getting a judgment against you, we’re going to teach you a simple trick to avoid this. A debt collector can only obtain a judgment against you in one of two ways: by winning a trial and by filing a motion. Debt collectors don’t like to go to
How to Respond to a “Motion” in the Mail From a Debt Collector Read More »
If you are sued for a debt, what would you do? There are so many resources online that teach you the first step – file an answer to the summons and complaint. But what do you do after that? How do you ask the judge to throw out the case or take other action? The
How to Win a Debt Collection Case Using Motions Read More »
If you’ve been sued for a debt, you probably have no idea what comes next. There’s quite a few steps to the lawsuit, but one question you might ask is how long will it take to resolve this? In reality, it can take months and possibly over a year depending on the court’s calendar. But
How Long Will My Debt Collection Lawsuit Take? Read More »
If you’ve been sued for a debt, you’ve probably heard someone say or read that you have to file a response to the summons and complaint. You also probably have no idea how to do that. That’s why we’re here. Just follow this guide and you’ll know exactly how to file any document in court,
How Do I File a Document With the Court in My Debt Collection Case? Read More »
