If you want to beat your debt collector in court, you need to do more than follow the basic advice you find on most websites. If you search for articles on what to do if you receive a summons from a debt collector, the common advice is to file a response, known as an answer, …
How to Beat Your Debt Collector in Court Using Initial Disclosures Read More »
If you’ve been sued for a debt, you probably have no idea what comes next. There’s quite a few steps to the lawsuit, but one question you might ask is how long will it take to resolve this? In reality, it can take months and possibly over a year depending on the court’s calendar. But …
If you’ve been sued for a debt, you’ve probably heard someone say or read that you have to file a response to the summons and complaint. You also probably have no idea how to do that. That’s why we’re here. Just follow this guide and you’ll know exactly how to file any document in court, …
How Do I File a Document With the Court in My Debt Collection Case? Read More »
So you’ve been sued by a debt collector, and you don’t know what to do next. The summons says you need to respond to the summons and complaint, then file your response with the court and serve it on the attorney suing you. But what does that mean? A process server served you with the …
How a Defendant Serves Legal Documents in a Debt Collection Case Read More »
If a debt collector sues you to collect a debt you may wonder if a jury will hear your case at a trial. The answer is that it depends, and it may ultimately be your decision. Debt collectors hire attorneys to file lawsuits in court so they can obtain a judgment against debtors. They can …
Defending yourself in a debt collection case against a payday lender, landlord or payday lender can feel like you are a single pawn in a game of chess. This post will give you some defensive tools that just might thwart your creditor’s efforts and help you win your case. The key tools are known as …
Common Affirmative Defenses to Use in a Debt Collection Case Read More »
What should you do if you receive a summons for your credit card debt? Keep reading this guide for all the answers. The first thing you want to do is figure out if you actually owe the debt. Ask yourself questions like: Is this my credit card? Is this the amount of money I owe …
If you’ve been sued for a debt and receive a summons, the first thing you must do is file with the court an answer to the summons and complaint. Your answer should respond to the allegations. Maybe you admit some of the allegations but deny others. Let’s assume you don’t owe the debt and you’ve …
Don’t Make This Common Mistake in Your Debt Collection Case Read More »
There’s an interesting new effort out of Arizona to introduce a citizen’s referendum on the ballot to eliminate certain underhanded predatory debt collection tactics. The movement is spearheaded by a group called Healthcare Rising Arizona and their information can be found at www.healthcarerisingaz.org. They bill their efforts as a fight for the rights and protections …
New Referendum to Eliminate Underhanded Predatory Debt Collection Tactics Read More »
As a renter, you have a huge disadvantage when dealing with landlords, especially if your landlord is a big corporation. I’m going to tell you a story about Jake, who thought he was making a good decision in leaving his apartment when his landlord threatened eviction, but it ended up costing him more. Jake’s Story …
